Home Loans

Home Loans

GTE offers a wide variety of home loan options and low rates to fit your needs!

It pays to be loyal!

Do you have an auto loan with us?

For a limited time, you may qualify for a $500 closing credit on your GTE home loan.

Visit a CFC near you or call us at

Ready to purchase a home?

Explore GTE's wide variety of home loan solutions

Buying a home is a BIG deal! Fortunately, it doesn't need to be a BIG pain. We have a number of loan options and resources to help you through the entire process. On top of that, our rates and fees are some of the lowest that you'll find in the Tampa Bay area.

Home Loan Resources

If you have questions regarding a potential purchase or refinance, we're here to help!

Down Payment Assistance

GTE Financial offers home loan options covering all closing costs and prepaid items, a popular option with no upfront expenses for borrowers. Click below to see if you are eligible for GTE's in-house down payment assistance loan!

Call a GTE Home Loan Executive
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Home Loan Video Series

Thinking of Refinancing Your Current Home?

GTE Financial offers home loan refinancing. Find out how much you could save!

Popular Home Loan Products

Homeownership is the goal, and we have plenty of loan options to get you there. Here are just a few of the home loan products GTE Financial can offer.

Zero Money Down

Buy a home with no money out of pocket.

Features and Benefits

Jumbo Loans

Increase your purchasing power!

Features and Benefits

Zero Down Medical, Dental, and Veterinary Home Loans

Special home loans for medical and dental professionals from GTE Financial.

Features and Benefits

Community Empowerment Mortgage

Introducing the Community Empowerment Mortgage, a dedicated Special Purpose Credit Program (SPCP) designed to extend mortgage financing opportunities to under-resourced communities looking to purchase a home.

Features and Benefits

Construction Loan

Build your ideal home.

Features and Benefits

Vacant Land Loan

Purchase your dream home site in Florida up to 12 acres.

Features and Benefits

Zero Down Professionals Home Loan

GTE offers up to 100% financing minimizing the burden of a down payment or mortgage insurance.

Features and Benefits

Looking To Use Your Home's Equity?

Learn how to unlock your home's equity to make the most of your money.

Home Buying Assistance

Talk with a GTE Loan Executive

If you have questions regarding a potential purchase or refinance, we're here to help! Simply fill out the contact form and a GTE Loan Executive will contact you soon.

Not sure where to start?

Our Home Advantage program is the perfect first step. Plus, you'll earn mega cash rewards after closing on your new home purchase!

Loan payoff

If you’re looking to payoff your home loan early, learn more about next steps.

Contact Form

*Available to all qualified borrowers purchasing or refinancing a primary residence with GTE Financial dba GTE Credit Union. Offer is valid for 120 days from the date of RESPA application. RESPA application must be dated between 8/1/2024 and 10/1/2024 to be eligible. Closing cost discounts will be applied at the time of closing on the appropriate closing documents. This is not a commitment to lend. Lending products are subject to credit and property approval. $500 borrower's closing cost is offered only to members that have financed an auto loan with GTE Financial between August 1, 2023, and September 30, 2024. Offer is not valid for home loan applications submitted or approved prior to August 1, 2024, or on home equity products. Offer may not be combined with any other offers promotions or discounts unless otherwise noted. Limit one (1) closing credit per loan transaction. Certain conditions and restrictions may apply. Offer may be withdrawn at any time. GTE Federal Credit Union: 711 Henderson Avenue, Tampa, FL 33602 | NMLS ID # 477712. : Contact Us to speak with a Loan Executive regarding our rates and fees – Tel No.:(813)871-2690

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PO Box 172599 | Tampa, FL 33672-0599 | P: 813.871.2690 | TF: 888.871.2690 | Routing #263182794

GTE Financial reserves the right to change, suspend or terminate a product or promotion at any time without prior notice. All loans are subject to approval. Rates, terms, and conditions are subject to change. Copyright © 2024, GTE Financial™. All Rights Reserved. GTE Financial NMLS #477712

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